All Lessees receive an invoice approximately 2 weeks prior to payment due date
with pre-addressed return envelope.

MONTHLY: Most clients pay monthly. NLFC offers 12 to 60 months or any month term in between.

QUARTERLY: Available for lessees with a particular requirement for quarterly
payment schedules.

SEMI-ANNUALLY: Generally preferred by municipalities.

ANNUALLY: Preferred by municipalities such as schools, universities and
government agencies.

SKIP PAYMENT: Available for lessees with seasonal cash flow restrictions.